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Writer's pictureKurt S. Altrichter, CRPS®

Buckle Up, Volatility Is Coming

Everybody in the world is a long-term investor until the market goes down. - Peter Lynch

The Ivory Hill RiskSIGNAL is still red, and we are sitting on roughly 74% cash. As you know, our signals flipped red in January, so we moved our non-institutional clients to 60%-70% cash.



The S&P 500 notched its highest close since September and broke out through its key short-term resistance level at 4,008, leaving the near-term path of least resistance higher as we approach the final month of 2022.


The chart below is a little crowded, but the most important technical levels to watch right now are the Fibonacci levels based on the drop from August to October. The 78.6% level at 4,149 is the next target for the S&P 500 to continue to rally.



Thanksgiving week is typically a week of low trading volume and a soft rise in stocks. This happened again this year, but the way that current market conditions are positioned tells us that investors are still hesitant to jump back into this market (and I don't blame them).


Market conditions are saying that we should expect increased volatility in the coming weeks and months. Why do I care about volatility? because volatility is predictable and is associated with down markets.



Let's take a look at a few sectors and asset classes relative to each other to see if we can interpret what the underlying market conditions might be signaling about the future direction of how much risk investors are willing to take in this market.


The below charts are all price ratios that show the underlying trend of the numerator relative to the denominator. A rising price ratio means the numerator is outperforming (up more/down less) the denominator. A falling price ratio means the numerator is underperforming relative to the denominator.


Chart 1. Utilities are telling us increased volatility is likely



The top chart above shows that utility stocks have been rising since late last year, while the bottom chart shows the S&P 500 has trended downward.


Why does this matter? This matters because, within the stock market, the utilities sector is considered to be the most defensive (less risky) given that we expect people will continue to pay for their electricity and water despite deteriorating economic conditions.


When the utilities sector outperforms, it usually means that investors are concerned about increased recession risks and are shifting their portfolios away from moderate-to-high-risk stocks and toward less risky stocks to provide downside protection.


If utilities continue to show outperformance, as they have for a couple weeks now, it could be signaling a significant shift in market sentiment.


Chart 2. Lumber is also telling the same story



Here is another price ratio chart showing lumber prices relative to gold prices (top chart). This is one of my favorite intermarket signals to follow because it doesn't move that often, so when it does, you should pay attention. While it does tend to head-fake every now and then, it is more right than wrong.


The idea behind this ratio is that when the economy is doing well, lumber prices go up because there is an increased demand for building houses.


Lumber is used the most in the housing market, where a stronger economy usually means more home building. In turn, this makes lumber prices go up.


On the other hand, as conditions break down and traders seek safety, demand for gold typically rises. Gold isn't really a defensive hedge, as it is an uncorrelated asset rather than a negatively correlated one. Still, it does typically behave like a defensive asset, so that is why the theory behind this uses gold as the defensive proxy.


Bottom line, lumber is in a downward trend, which means less building, which means a declining housing market, which means our economy is still showing declining growth.


Chart 3. Bonds are showing signs of life again



After a about a year of a frustrating decline, the bond market is showing signs of life again. The two primary drivers for bonds to sustain a rally will be inflation and the cryptocurrency market, as a recession still looks to be coming (officially) at some point in the next year.


The way that treasuries have behaved over the last month is suggesting that bond traders are thinking about a recession which could be a bullish sign for treasuries going forward.


History never repeats itself, but it does often rhyme. - Mark Twain

We could be approaching a decisive point in this cycle. If underlying conditions continue to breakdown while treasuries manage to sustain a rally.


We could be in for a catastrophic collapse in stock prices while treasuries rally hard.

This same dynamic happened in 2008.


The below chart shows that long-term treasuries had an absolute face-ripper rally while stocks crashed another 50%.



The Ivory Hill RiskSIGNAL is red, and market conditions are all singing the same song.


If we keep seeing a negative correlation between stocks and bonds and confirm it with falling lumber prices and utilities doing better than stocks, that's the market firing a red star cluster, which means stocks may be in for a wild ride down.


I know I have been a broken record all year with this closing, but let's review what we need to see in order for us to even start thinking "about thinking" about a bottom.


We need more fear!


We need to see the fear index spike because no bear market has ever bottomed without the VIX blowing out to 45 or higher. The VIX hasn't moved all year likely because institutional investors and pension plans have "PTSD" from 2018, and 2020, and they are not hedging their bets with options because they are completely out of the market, putting downward pressure on the VIX despite increased selling in equities.


The same dynamic occurred in 2002 and 2008, so we need to be patient. Again, I strongly believe that this is the most anticipated global recession in history, and that means it will take longer to bottom than anyone has the patience for.



The yield curve needs to revert, and stocks need to crash.


The yield curve is now inverted the most since 1981, when we had the worst economic downturn in the United States since the Great Depression.


As you can see, when the curve reverts, that is the sell signal because stocks have crashed every time the yield curve has reverted following an inversion.


Credit Spreads Need To Widen


Credit spreads need to blowout and they have only gone down. They are currently back to the 4.5 level.



Don't fight the Fed!


The Fed needs to stop hiking rates. Every single time the Fed has gone through a rate hiking cycle, they have raised rates to the point where it completely chokes off economic growth.



We need to see the Fed pause rates. Reducing the amount of rate hike does not matter because the Fed is still raising rates.



I still stick to my rational that this rally could extend as high as 4,100-4,200, or beyond, but without a series of higher lows and higher highs being realized over a more significant time frame (multiple quarters, not weeks) then I will remain skeptical of the rally from a purely technical perspective and keep an eye out for a retest of the lows.


We are going to sit on our pile of cash and take small nibbles at macro opportunities until the Ivory Hill RiskSIGNAL tells us when to get back into the market - and believe me we will be firing on all cylinders when that happens.


BUT, be prepared to be sitting in this position for a while. Our forecasting model is still telling us we could be sitting here until at least the second half of 2023.


Be patient, enjoy your holidays and turn off the no-nothings on the Wall Street TV news network.


And remember – the one fact pertaining to all conditions is that they will change.


Feel free to reach out to me and use me as a sounding board.


Best regards,


Kurt S. Altrichter, CRPS®

Fiduciary Advisor | President

Direct: 952.828.5336

—Written 11.26.2022

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